#1 Mortgage Contract Processing Company
Your contract mortgage processing partner.
We are your loan partner in processing and the most innovative contract processing company on the market.
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Proud member
Loan Processor Certified
LOS integration
- #1 NationwideMortgage contract processing company
- $4.9BTotal Funded Loan Volume
In 2025 we grew 300% year over year. 100 Willow team processors and 150 BYOP processors, backed by 52 support staff, handled 18,011 loan submissions.
Processing
Unbeatable Speed
Willow Processing’s core service. Get a dedicated processor, setup team, and disclosing team… all for the price of one. Willow pioneered the “team” support model that powers our speed.
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BYOP
Bring. Your. Own. Processor.
Willow Processing’s flagship program. BYOP enables brokers to shift their in-house processing to third party to unlock processing fee disclosing. With a focus on compliance, we keep you safe.
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LOA Service
Powered by AI
Willow’s solution to the LOA service is powered by AI, through our partner Addy AI. Addy prequalifies files directly inside your LOS system, reviews documents, calculates income… everything you need.
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Simple, per-file pricing.
Most Popular
Full Service
$1,095/ funded file
BrokeredSelect non-delegated lenders
Get StartedIncludes:
Registration and disclosing- 3rd party items (Title HOI, etc.)
- Appraisal
- Submission to Underwriting
- Clear conditions and CTC
- Closing and funding
- Post-close package
List of Non-Del Lenders:
UWM, Rocket, Windsor, NewRez, The Loan Store, Kind Lending, PennyMac, eLend, Mega Capital, Loan United
Pricing for special loan types:
- HELOC
- $495
- HELOAN
- $795
- Streamlines and IRRRL's
- $795
- Reno and OTC
- $1,295
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Limited Service
$995/ funded file
BrokeredSelect non-delegated lenders
Get StartedIncludes:
Registration and disclosing- 3rd party items (Title HOI, etc.)
- Appraisal
- Submission to Underwriting
- Clear conditions and CTC
- Closing and funding
- Post-close package
List of Non-Del Lenders:
UWM, Rocket, Windsor, NewRez, The Loan Store, Kind Lending, PennyMac, eLend, Mega Capital, Loan United
Pricing for special loan types:
- HELOC
- $495
- HELOAN
- $795
- Streamlines and IRRRL's
- $795
- Reno and OTC
- $1,295
New!
LOA Service
$200/ month
AI Enabled LOA Service
More about LOA Service
Includes:
- Next-gen AI pre-qualifications
- Income calculations
- Document organization
- Analyzes credit, income, assets and borrower documentation
- Works directly in ARIVE
- Unlimited use for $200/m
Footnotes
*Standard pricing does not include cancellation or resubmission fees.
**Excessive resubmissions or a pull-through rate below 70% may result in additional fees.
***Loans submitted 10 business days or less prior to closing may be subject to a $200 rush fee.
Incredible state coverage, with more on the way.
Need a contract mortgage processing company that can scale with your team as you expand to more states? Willow Processing is licensed in 35 states. Which states? The best ones.
Full license index
- AK, More on the way
- AL, Licensed
- AR, Licensed
- AZ, Licensed
- CA, Licensed
- CO, Licensed
- CT, Licensed
- DE, More on the way
- FL, Licensed
- GA, Licensed
- HI, More on the way
- IA, Licensed
- ID, Licensed
- IL, Licensed
- IN, Licensed
- KS, More on the way
- KY, Licensed
- LA, Licensed
- MA, Licensed
- MD, Licensed
- ME, More on the way
- MI, Licensed
- MN, Licensed
- MO, Licensed
- MS, More on the way
- MT, Licensed
- NC, Licensed
- ND, More on the way
- NE, Licensed
- NH, More on the way
- NJ, More on the way
- NM, Licensed
- NV, Licensed
- NY, More on the way
- OH, Licensed
- OK, Licensed
- OR, Licensed
- PA, Licensed
- PR, Licensed
- RI, More on the way
- SC, Licensed
- SD, More on the way
- TN, Licensed
- TX, Licensed
- UT, Licensed
- VA, Licensed
- VT, More on the way
- WA, Licensed
- WI, More on the way
- WV, More on the way
- WY, More on the way
Learn what makes us great.
Stewardship’s journey
A customer testimonial from Jarred Kuiper, Home Loan Advisor at Stewardship Mortgage.
Case Study
Jackie Matos is absolutely amazing! She was so professional and helpful. The communication was amazing and I thoroughly enjoyed working with her.
A SW
Google
We love working with Willow processing! I was hesitant to use a processing company versus an individual processor but Willow is the perfect combination of the two. We get assigned…
JP Dennis
Google
I am sooo thankful for Willow Processing the Team has been an absolute jolt to my business and since partnering with them I am on pace to double my production. As a true partner…
Darwin Earl
Google
Willow Processing is great, but just like any company with hundreds of employees you've got to do your due diligence. My best Willow processor (Marisa Gee) and my worst Willow…
Ashley Collier
Google
Angie is super easy to work with and provides excellent communication during the process — I highly recommend her!
Lori Rarey
Google
I had the absolute pleasure of working with Karessa Silvers & Willow Processing on a recent purchase — and WOW 🤩 what an incredible experience! As a title agent, you truly…
Sharee Mandel - Title Agent
Google
Lee Ann Brooks and her team are great to work with.
Peter & Melissa Rodrigues
Google
Hello hello readers!!! Willow is the BEST around… They will get your file approved and closed! The (Absolute BEST) underwriting processor is Brittanie Baker. Love love love this…
Shalacia Leflore
Google
Willow Processing plays a big part in our success. Brenna Waterman is the best processor I have worked with in my career. I'm always impressed with their processes and excellent…
Nathan Myres
Google
Ready to meet your dedicated Willow Team?
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