Choosing the Right Third-Party Mortgage Processing Company: What to Look For

In today’s fast-paced lending environment, brokers need more than speed—they need reliability, compliance, and a partner who can help scale operations. That’s why so many are turning to third-party mortgage processing companies. But not all third-party providers are created equal. Here’s what you should expect—and how Willow Processing delivers beyond the basics.

What Are Third-Party Mortgage Processing Companies? 

Third-party mortgage processing companies offer outsourced processing services to brokers and lenders. They manage the entire loan file from registration to funding and even post-close compliance, without being employed in-house. Think of them as an extension of your team—without the payroll, training, or management overhead.

What Makes Willow Different? 

Willow Processing stands out among third-party providers by combining licensed U.S.-based teams, automation tools, and a client-first mindset. Here’s what you get with Willow: 

• Same-Day Turn Times for disclosures, conditions, and funding. 
• 5-Minute Loan Submissions through the Willow Portal. 
• Real-Time LOS Sync with Arive and LendingPad. 
• Experienced, NMLS-Licensed Processors. Post-Close Packages and Compliance Support.
• Clear Communication via Email + Weekly LSUs - We’re licensed in 31 states, work with leading wholesale lenders like UWM, and support both purchase and refi files.

Why Brokers Trust Willow 

With 100+ 5-star reviews and national reach, Willow has become one of the go-to third-party mortgage processing companies for fast-growing brokers.

“Willow is one of the most consistent and well-run partners we've ever worked with.” — Broker Testimonial

Who Should Use Third-Party Processing?

• Brokers looking to scale without hiring
• Solo loan officers needing consistent support
• Brokerages that want faster turn times + better borrower communication
• Teams that are tired of chasing trailing docs or missed compliance deadlines

Explore Willow’s Full-Service Processing Model We’re not just a vendor—we’re your processing partner. 👉 Meet Willow and explore how we help brokers close faster, cleaner, and with less stress.