The Contract Mortgage Processor Every Broker Needs to Know

When you're a busy broker juggling clients, compliance, and closings, having the right contract mortgage processor can make or break your pipeline. This role isn’t just about pushing paper—it’s about creating a frictionless path from application to clear-to-close. At Willow, we’ve redefined what contract mortgage processing looks like. Here’s what sets us apart—and why brokers across the country are switching to our platform.

What Is a Contract Mortgage Processor? 

A contract mortgage processor is a licensed professional or company that handles the full mortgage processing workflow—on a per-loan basis—without being a full-time hire. From disclosures and submissions to clearing conditions and coordinating closings, contract processors take the operational load off your shoulders so you can focus on origination and growth.

Why Willow Is the Contract Mortgage Processor of Choice

At Willow, we combine human expertise with automation to create a better processing experience—for brokers and borrowers alike. Here’s how we do it: 

• Same-Day Turn Times: Submit by 3 PM and we process the same day—disclosures, conditions, and funding. 
• LOS Integrations: Sync with Arive and LendingPad—no double entry, no missed milestones.
• Dedicated Teams: You get access to experienced, licensed U.S. processors backed by offshore support to reduce costs. 
• Weekly LSUs: Keep yourself, agents, and borrowers in the loop with weekly Loan Status Updates. 
• Post-Close Compliance: We handle trailing docs and final numbers so you're always audit-ready.

The Results Speak for Themselves 

Brokers using Willow save hours every week, reduce delays, and boost referral business by improving the borrower experience. It's not just faster—it’s smarter.

“Their communication is great. Their knowledge is great. Their execution is great.” — Matt Davis, Cabrillo Mortgage

Ready to Partner With a Contract Mortgage Processor? If you're ready to scale without sacrificing service, Willow can help. 👉 See how we process loans fast