Why More Brokers Are Choosing Contract Mortgage Processing Companies

The mortgage industry is changing — and fast. Brokers today want speed, flexibility, and scalability without adding to payroll. That’s exactly why contract mortgage processing companies are growing in popularity.

Here’s why more brokers are ditching in-house hires and switching to purpose-built third-party teams like Willow.

The Rise of Contract Processing

A contract mortgage processing company handles your files from loan setup through funding and post-close. You don’t manage them, train them, or pay them a salary. You simply submit your files — and they handle the rest.

At Willow, that means:

Submissions, conditions, and funding processed same-day

Loan registration, disclosures, and milestone updates

Trailing docs, compliance audits, and closing support

Weekly updates to brokers, borrowers, and agents

The Broker Benefits Are Clear

✔ Faster Turn Times

Speed is everything. Same-day turnarounds help protect closings and win referrals.

✔ No Overhead

Pay per file. No salaries. No HR. No software licenses to manage.

✔ Built to Scale

From 5 to 50 files/month, Willow assigns a pod team that scales with you.

✔ Better Borrower Experience

Personalized submission videos, real-time updates, and fewer delays.

Why Willow?

Not all contract mortgage processing companies are built for broker success — but Willow is. We’ve helped hundreds of brokers reduce back-office chaos and close more loans without adding more staff.

We work with major lenders, integrate with your LOS, and make it easy to submit, track, and grow.